Your identity is your most precious commodity. Who you are is much more than your name or even your social security number. Your identity is tied to your bank accounts, your residence, your career, your family and everything else that makes you - you.

Unfortunately your identity is in jeopardy.

In fact, it might be your identity is one of the 9.9 million identities lost in 2008 according to Javelin Report of 09. it could be that you’re already a victim but just don't know it yet.

What is Identity Theft?

In the barest terms, identity theft or Identification fraud is having some portion of your identity, perhaps your social security number or a credit card, stolen and then used by the crooks for some form of monetary gain or illegal activity .

The Consequences of Identity Theft

When your identity is stolen, your personal and identifying information is compromised. This means that the thief can easily set up a credit card, line of credit, phone bill, rentals, etc. using your information. If they have the bill delivered to an address other than yours, you’ll be blissfully unaware of the mounting debt, delinquent payments and destruction of your credit score for long stretches of time.
If your current credit cards accounts are stolen, you can find thousands of dollars spent on things you’ve never purchased on your next statement. While there are steps you can take to limit and even reverse the damage of identity theft, the consequences leave a lasting impression on your sense of security and, most of the time, on your purse strings as well.